Here is the deal: You are qualified. Your resume is polished. You have optimized your LinkedIn profile until it shines. You hit “Submit” on thirty different applications. And then? Silence. Maybe you get an automated rejection email three weeks later. Maybe you get ghosted entirely. Is it you? Is your portfolio weak? Grab a drink,…
Let me guess. You have a Health Savings Account (HSA). You probably use it to buy contact lenses, pay for your kid’s braces, or stock up on fancy sunscreen at the pharmacy. If that’s you, I have some bad news: You are incinerating your wealth. You are treating the most powerful investment vehicle in the…
If you open Twitter (X) right now, it looks like the only way to get rich in 2025 is to build an AI agent that automates email or writes poetry. Everyone is chasing the “next big thing.” They are burning venture capital, sleeping under desks, and fighting for a 0.01% chance of becoming a unicorn.…
We have been sold a lie. It is a comfortable, well-packaged lie wrapped in a glossy brochure from a wealth management firm, but it is a lie nonetheless. For the last forty years, the roadmap to financial freedom was simple: Work hard, save 20% of your income, and dump it into a “balanced” portfolio. You…
Here is the deal. You are shuffling down the aisle of a Boeing 777, dragging your carry-on past the First Class cabin. You see him—the guy in Seat 1A. He is already wearing noise-canceling headphones, sipping pre-departure champagne, and stretching out his legs in a pod that looks more comfortable than your first apartment. You…
Here is the deal: You are using AI wrong. Most people treat AI like a library. They go to ChatGPT, ask a question, get an answer, and leave. It’s a transaction. It’s faster than Google, sure, but it hasn’t fundamentally changed your life. You are still the one doing the asking, the reading, and the…
For the last twenty years, the career advice playbook was simple: Niche Down. “Don’t be a Jack of all trades,” they said. “Be a master of one.” We were told to become hyper-specialized. The riches were in the niches. In 2026, AI has flipped that logic on its head. Artificial Intelligence is the ultimate specialist.…
We invited them in. We bought the speakers that listen to our commands. We installed the doorbells that watch our streets. We mounted the TVs that connect to our Wi-Fi. We did it for the undeniable convenience of saying “Alexa, turn on the lights” without getting off the couch. But for that convenience, we traded…
If you have been dutifully stuffing money into your traditional 401(k) for the last decade, you might be sitting on a time bomb. For the last eight years, American taxpayers have been living in a “Golden Era” of historically low income tax rates. The Tax Cuts and Jobs Act (TCJA) of 2017 lowered rates across…
For the last forty years, the “Middle Class Portfolio” was boring by design. You put 60% of your money in stocks (for growth) and 40% in bonds (for safety). That was the rule. If you were wealthy, maybe you bought some real estate. But the velvet rope stopped there. Behind that velvet rope, however, the…
