Updated July 2026: The rate landscape has shifted significantly since publication. The Fed held rates at 3.50–3.75% through mid-2026 but HYSA rates fell further than the 4.25–4.85% range described below.…
Updated July 2026: Significant change since this was written: the OBBBA (signed July 4, 2025) made TCJA income tax brackets permanent. The anticipated 2026 bracket increases — including the top…
I spent some time a few years ago watching a recruiter work through LinkedIn Recruiter — not the consumer version most people use, but the paid platform with Boolean search,…
Note on 1099-K reporting (July 2026): The 1099-K reporting threshold for third-party payment platforms has been modified by the OBBBA. The situation remains complex and has continued to evolve. If…
The pitch for passkeys is compelling on its face. No more remembering passwords. No more phishing. Cryptographically unbreakable by design. Apple, Google, and Microsoft have been rolling them out across…
The thing that makes high earners hesitate when they first hear about this strategy: It sounds like a workaround. Something that technically works but might get flagged, might get challenged,…
The skills-based hiring discourse consistently skirts around something: the four-year degree requirement was never a reliable signal of competence. It was a filtering mechanism for scale. Before structured skills assessments…
There’s a principal engineer I know — I’ll call him Marcus because that’s what the JLL research calls his type — who works at a Fortune 500 tech company with…
I read through California’s CCPA when it passed. Then Colorado’s. Then Virginia’s. Each one was covered as a meaningful step toward consumer data rights — the ability to know what’s…
I’ve been paying attention to the tax changes that came out of the One Big Beautiful Bill — the legislation Congress passed on July 4th, 2025 — and most of…
