Buy the Dip—But Only If You Have a Deployment System
Part 5 of the Rational Compounding Framework March 2020. The S&P 500 drops 34% in 23 days. I watched three groups of people respond to the same event in completely…
The RSU Trap: When Employer Stock Becomes a Hidden Liability
Part 4 of the Rational Compounding Framework A friend at Google had a realization last year that I’ve watched play out more times than I can count. He’d been there…
Why High Earners Still Fail to Build Wealth
Part 3 of the Rational Compounding Framework There’s a specific kind of broke that doesn’t look broke. Last year I came across a thread on Blind where a $350K Meta…
The 3 Engines of Wealth: Income, Investment, and Optionality
Part 2 of the Rational Compounding Framework I know someone who made $400K last year and lives paycheck to paycheck. I know someone else who makes $120K and has $800K invested,…
Delete Yourself from the Internet: Why Privacy is Now a Strategy
In August 2024, a company called National Public Data confirmed that someone had stolen their entire database — 2.7 billion records containing names, home addresses, phone numbers, and Social Security…
Your Smart Home Is Running a Business You Didn’t Sign Up For
A few months ago I was setting up a new TV and actually read the setup screens instead of tapping through them. Not the full terms of service — nobody…
The Math of Wealth: Why Compounding Rewards the Disciplined (Not the Lucky)
Part 1 of the Rational Compounding Framework There’s a conversation that happens every December at some holiday party somewhere. Someone mentions their portfolio is up 47% for the year. They caught…
The Rational Compounding Framework: A Systematic Approach to Wealth
Somewhere in the last decade, we produced an entire generation of high earners who can’t explain their net worth. Not the number itself — most people know that — but…
The Job Title System Is Broken. Here’s How to Navigate It Anyway.
A friend of mine spent years in recruiting before she realized she’d been conducting her own job search entirely wrong. She’d been searching LinkedIn for “Recruiter” and “Recruiting Manager.” Those…
The LastPass Breach Taught Us What a Password Manager Actually Needs to Be
In August 2022, hackers accessed LastPass’s development environment. The company disclosed this incident and assured users that no customer data had been exposed. In December 2022, they revised that disclosure:…
