A New Fed Chair. A Different Rate Math.
As of this week, Jerome Powell is running out of time at the Federal Reserve. His term as chair ends May 15. The Senate Banking Committee voted April 29 to…
Stop Waiting for 3% Mortgage Rates
I want to start with the question that’s keeping millions of prospective buyers frozen in place: when are rates coming back down to 3%? The honest answer, based on what…
The AI Job Data Most Coverage Gets Wrong
The AI and jobs discourse has two modes, and both of them are getting in the way of useful thinking about your career. Mode one is the alarm: AI is…
Your SALT Deduction Just Quadrupled. Did You Notice?
The coverage of the One Big Beautiful Bill Act focused heavily on the headline provisions — the extended tax brackets, the no-tax-on-tips provision, the senior standard deduction. All of those…
The Real Cost of Tariffs on Your Household
I’ve been watching the tariff coverage closely since early 2025 and noticed something that I think is causing more confusion than the tariffs themselves: the numbers being cited are wildly…
Build Once, Compound Forever: The Long-Term Investing Mindset That Actually Works
Part 10 of the Rational Compounding Framework Somewhere in the past decade, financial content stopped being about building wealth and became about maintaining engagement. The two goals are not compatible.…
Career Income vs Investment Returns: When Your Job Is Your Best Investment
Part 9 of the Rational Compounding Framework There’s a debate that runs through personal finance content that I think is mostly a waste of time: should you focus on earning…
The $5 Million Problem: What High Earners Get Wrong at Every Net Worth Milestone
Part 8 of the Rational Compounding Framework Here’s something that took me an embarrassingly long time to understand: getting from zero to $1 million and getting from $1 million to…
