Your HYSA Rate Is About to Fall
I noticed something when I was pulling together the Fed chair piece a couple of weeks ago. The post made a straightforward argument — Kevin Warsh wants to cut rates,…
The Promotion You Deserve Isn’t Coming. Here’s How to Take It.
Most promotions are not given. Career advice almost never says this plainly because it’s uncomfortable. They’re negotiated, and the negotiation starts long before the conversation where you ask. I’ve been…
The Charitable Giving Rules Just Changed. Here’s Who Benefits.
There’s a conversation I’ve been watching play out in personal finance coverage since the OBBBA was signed last July, and it’s almost entirely backwards. Most articles flagged the new 0.5%…
Your Browser Knows More Than Your Bank Does
I’ve been doing something for the last several months that I’d recommend to anyone who thinks they have a reasonable handle on their online privacy: I visited coveryourtracks.eff.org and ran…
The Layoff Playbook Nobody Hands You on the Way Out
I’ve been tracking the layoff data closely in 2026, and the story it tells is specific: tech layoffs are up 140% year over year in Q1, Oracle cut an estimated…
What Happens to Your Money When You Die Without a Plan
I’ve noticed something in conversations about personal finance: people who spend serious time thinking about their 401(k) allocation, their Roth conversion strategy, and whether they should dollar-cost average into index…
A New Fed Chair. A Different Rate Math.
As of this week, Jerome Powell is running out of time at the Federal Reserve. His term as chair ends May 15. The Senate Banking Committee voted April 29 to…
Stop Waiting for 3% Mortgage Rates
The question keeping millions of prospective buyers frozen: when are rates coming back down to 3%? The honest answer, based on what economists and monetary policymakers are currently projecting, is…
The AI Job Data Most Coverage Gets Wrong
The AI and jobs discourse has two modes, and both of them are getting in the way of useful thinking about your career. Mode one is the alarm: AI is…
Your SALT Deduction Just Quadrupled. Did You Notice?
Most coverage of the One Big Beautiful Bill fixated on the headline provisions. The SALT cap expansion got buried. That’s the one that actually matters if you live in a…
