Part 1 of the Rational Compounding Framework There’s a conversation that happens every December at some holiday party somewhere. Someone mentions their portfolio is up 47% for the year. They caught…
There’s an entire generation of high earners who can’t explain their net worth. Not the number itself — most people know that — but why it is what it is,…
A friend of mine spent years in recruiting before she realized she’d been conducting her own job search entirely wrong. She’d been searching LinkedIn for “Recruiter” and “Recruiting Manager.” Those…
Updated July 2026: Significant developments since publication. In 2025, LastPass settled a class action lawsuit for $24.5 million covering losses incurred by customers whose vaults were accessed. The UK Information…
Most employed tech workers have never looked up what their skills are actually worth outside an employer’s payroll. A mid-level software engineer earning $130,000 annually at a tech company is…
Updated July 2026: Rates have dropped significantly since this was written. I Bonds are now paying 4.26% (May–October 2026 composite rate), down from 5.27%. 52-week T-bills are around 3.96%, down…
The standard mental model for investment losses is backwards. When a position in your taxable brokerage account goes down, most investors experience it as a pure negative — a paper…
Updated July 2026: Key update since this was written: the SECURE 2.0 Act provision allowing unused 529 funds to roll into a Roth IRA (up to $35,000 lifetime, subject to…
The outcome of most compensation conversations is largely determined before anyone sits down to talk. Salary negotiation advice almost never says this. The person who gets the raise or the…
Updated July 2026: Contribution limit note: the $69,000 Solo 401(k) limit referenced in this post reflects 2024 figures. The 2025 limit increased to $70,000, and the 2026 limit will be…
