The Layoff Playbook Nobody Hands You on the Way Out
I’ve been tracking the layoff data closely in 2026, and the story it tells is specific: tech layoffs are up 140% year over year in Q1, Oracle cut an estimated…
What Happens to Your Money When You Die Without a Plan
I’ve noticed something in conversations about personal finance: people who spend serious time thinking about their 401(k) allocation, their Roth conversion strategy, and whether they should dollar-cost average into index…
A New Fed Chair. A Different Rate Math.
As of this week, Jerome Powell is running out of time at the Federal Reserve. His term as chair ends May 15. The Senate Banking Committee voted April 29 to…
Stop Waiting for 3% Mortgage Rates
The question keeping millions of prospective buyers frozen: when are rates coming back down to 3%? The honest answer, based on what economists and monetary policymakers are currently projecting, is…
The AI Job Data Most Coverage Gets Wrong
The AI and jobs discourse has two modes, and both of them are getting in the way of useful thinking about your career. Mode one is the alarm: AI is…
Your SALT Deduction Just Quadrupled. Did You Notice?
Most coverage of the One Big Beautiful Bill fixated on the headline provisions. The SALT cap expansion got buried. That’s the one that actually matters if you live in a…
The Real Cost of Tariffs on Your Household
I’ve been watching the tariff coverage closely since early 2025 and noticed something that I think is causing more confusion than the tariffs themselves: the numbers being cited are wildly…
Build Once, Compound Forever: The Long-Term Investing Mindset That Actually Works
Part 10 of the Rational Compounding Framework Somewhere in the past decade, financial content stopped being about building wealth and became about maintaining engagement. The two goals are not compatible.…
