The Real Cost of Playing It Safe With Your 401(k)
The most expensive mistake most professionals make with their 401(k) doesn’t look like a mistake. It looks like responsible investing. It’s the moment someone opens their 401(k) account for the…
AI Is Writing Your Colleagues’ Emails. Here’s How to Tell.
There’s a specific moment a lot of professionals are navigating right now without quite having the language for it. You receive an email from a colleague — maybe a manager,…
The Two-Income Trap Is Real. Here’s the Math Behind It.
There’s a question that comes up at a specific point in a lot of professional careers — usually when a first child arrives or is imminent, and usually for the…
The Stock Options Trap Most Employees Walk Into Twice
I’ve had a version of the same conversation a handful of times with people who work or have worked at tech companies. They had stock options, they exercised them, something…
Your HYSA Rate Is About to Fall
I noticed something when I was pulling together the Fed chair piece a couple of weeks ago. The post made a straightforward argument — Kevin Warsh wants to cut rates,…
The Promotion You Deserve Isn’t Coming. Here’s How to Take It.
Most promotions are not given. Career advice almost never says this plainly because it’s uncomfortable. They’re negotiated, and the negotiation starts long before the conversation where you ask. I’ve been…
The Charitable Giving Rules Just Changed. Here’s Who Benefits.
There’s a conversation I’ve been watching play out in personal finance coverage since the OBBBA was signed last July, and it’s almost entirely backwards. Most articles flagged the new 0.5%…
Your Browser Knows More Than Your Bank Does
I’ve been doing something for the last several months that I’d recommend to anyone who thinks they have a reasonable handle on their online privacy: I visited coveryourtracks.eff.org and ran…
