Part 1 of the Rational Compounding Framework There’s a conversation that happens every December at some holiday party somewhere. Someone mentions their portfolio is up 47% for the year. They caught…
Somewhere in the last decade, we produced an entire generation of high earners who can’t explain their net worth. Not the number itself — most people know that — but…
A friend of mine spent years in recruiting before she realized she’d been conducting her own job search entirely wrong. She’d been searching LinkedIn for “Recruiter” and “Recruiting Manager.” Those…
In August 2022, hackers accessed LastPass’s development environment. The company disclosed this incident and assured users that no customer data had been exposed. In December 2022, they revised that disclosure:…
I want to start with a number that most employed tech workers haven’t looked up: the market rate for their skills sold directly, outside an employer’s payroll. A mid-level software…
I’ve been watching the HYSA rate decline for about eighteen months now and I keep noticing the same gap: families with meaningful cash reserves sitting in savings accounts earning 3.5…
I want to reframe how most people think about investment losses, because the standard mental model is backwards. When a position in your taxable brokerage account goes down, most investors…
The mental model most parents have about 529 plans goes something like this: put money away for eighteen years, hope the markets cooperate, hope your kid goes to college, get…
