Remote work deductions could save you $1,500-3,000 annually—but W-2 employees and 1099 contractors have completely different rules. Learn what you can actually deduct, how to calculate home office expenses two ways, and avoid audit triggers. Includes state-specific requirements and real-world examples from high earners.
Passkeys eliminate passwords using biometric authentication, but unlike passwords, your fingerprint and face can't be reset after a breach. Here's why the passwordless future creates permanent security risks.
High earners over $161K can't contribute directly to a Roth IRA—but the backdoor method lets you contribute $7,000 tax-free anyway. Learn the two-step process, avoid the pro-rata rule trap that costs thousands, and execute a clean conversion. Includes step-by-step guide with real examples from high earners.
Skills-based hiring is replacing degree requirements in 2026. Companies now prioritize what you can do over where you learned it. Here's how to position yourself without a traditional degree.
Return-to-office mandates are accelerating in 2026, but "empowered non-compliers"—high-value employees with leverage—are quietly ignoring attendance rules. Here's how the power dynamics actually work.
Your bank is building an advertising business with your transaction data, and state privacy laws won't stop it. GLBA carve-outs exempt financial institutions from most consumer data protections enacted since 2018.
A new $6,000 tax deduction for seniors 65 and older went live in 2025, stacking on top of existing deductions. But it phases out at $75K (single) or $150K (joint) income, and expires in 2028. Here's how to claim it.
When AI started writing performance reviews, nobody was surprised they were indistinguishable from originals. That reveals everything. Performance reviews waste $35M per 10K employees while 64% call them useless. Companies like Netflix and Apple abolished them. The system was never about performance—it's legal theater. High performers route around it.
You aren't losing money on big purchases; you're bleeding out $9.99 at a time. It's time for a "Digital Audit." Here is how to cancel the zombies, block price hikes with virtual cards, and replace monthly rent with lifetime ownership.
The $268M resume industry built on a myth: ATS auto-rejecting 75% of resumes. False. Research shows 92% of recruiters don't configure auto-rejection. Real problem: referrals represent 7% of applications but 40% of hires. While you perfect keywords, 70% of positions fill through back channels. You're optimizing the wrong filter.
High-yield savings accounts paid over 5% in 2024. By January 2026, most offer 4.00-4.35%—and they're still falling. This analysis examines where to allocate cash when HYSA rates no longer justify keeping substantial balances in savings: Treasury bills, CDs, money market funds, and ultra-short bond ETFs, with specific guidance on when each makes sense.
Stop mixing personal and business expenses. It puts your assets at risk and makes tax season a nightmare. We reviewed the top 5 free business checking accounts for freelancers in 2026, including Bluevine, Found, and Chase. Find out which bank offers the best high-yield interest rates and automated tax tools today.
