Latest reads

The Net Worth Benchmarks Are Made Up. Here’s What Actually Tells You You’re on Track.
‘1x your salary by 30’ describes how to reach a median retirement outcome — not a…

Your Employer Put $4,000 on the Table. Most People Never Pick It Up.
The average employee leaves thousands in benefits unused annually: uncaptured 401k match, FSA forfeitures, tuition reimbursement,…

SMS Two-Factor Authentication Has a Real Hole. Here’s What Actually Protects You.
SIM swapping bypasses SMS-based 2FA in minutes with a phone call to your carrier. Here’s the…

The Health Insurance Choice Costing Healthy Americans Thousands Every Year
HDHP vs PPO in 2026: generally healthy people systematically overpay for PPO coverage by $1,200-$3,600 a…

The Non-Compete Agreement Is a Paper Tiger. Here’s What the Law Actually Says.
California, Minnesota, North Dakota, and Oklahoma have banned non-competes outright. Courts regularly throw out overbroad agreements…

Performance Reviews Are Not About Performance
Performance reviews measure documentation, visibility, and manager perception as much as actual output. Here’s how the…
About
This started as notes I was writing anyway.
I’ve spent a long time inside tech companies, watching how money moves, how careers stall, how new tools actually get used. A lot of what I learned wasn’t in any article I could find. The Global Frame is where I write it down — for people who’d rather think clearly than move fast.



