Choosing between Roth and Traditional IRAs isn't about which is "better"—it's about tax arbitrage. For high earners, the decision hinges on whether your tax rate today is higher or lower than retirement. Here's the actual math with scenarios showing when each strategy wins, including the backdoor Roth wildcard.
Recruiters spend 10 seconds scanning your LinkedIn profile—not 2 minutes. Learn the ranking algorithm used by LinkedIn Recruiter, headline formulas that trigger InMails, and why 70% of messages go to profiles marked "open to work." Insider strategies from a recruiter who's screened 10,000+ profiles and sent thousands of InMails.
Remote work deductions could save you $1,500-3,000 annually—but W-2 employees and 1099 contractors have completely different rules. Learn what you can actually deduct, how to calculate home office expenses two ways, and avoid audit triggers. Includes state-specific requirements and real-world examples from high earners.
Passkeys eliminate passwords using biometric authentication, but unlike passwords, your fingerprint and face can't be reset after a breach. Here's why the passwordless future creates permanent security risks.
High earners over $161K can't contribute directly to a Roth IRA—but the backdoor method lets you contribute $7,000 tax-free anyway. Learn the two-step process, avoid the pro-rata rule trap that costs thousands, and execute a clean conversion. Includes step-by-step guide with real examples from high earners.
Skills-based hiring is replacing degree requirements in 2026. Companies now prioritize what you can do over where you learned it. Here's how to position yourself without a traditional degree.
Return-to-office mandates are accelerating in 2026, but "empowered non-compliers"—high-value employees with leverage—are quietly ignoring attendance rules. Here's how the power dynamics actually work.
Your bank is building an advertising business with your transaction data, and state privacy laws won't stop it. GLBA carve-outs exempt financial institutions from most consumer data protections enacted since 2018.
A new $6,000 tax deduction for seniors 65 and older went live in 2025, stacking on top of existing deductions. But it phases out at $75K (single) or $150K (joint) income, and expires in 2028. Here's how to claim it.
When AI started writing performance reviews, nobody was surprised they were indistinguishable from originals. That reveals everything. Performance reviews waste $35M per 10K employees while 64% call them useless. Companies like Netflix and Apple abolished them. The system was never about performance—it's legal theater. High performers route around it.
