Featured this week
Every Saturday Morning
Nobody taught us this stuff.
Money, careers, tech — most of us are figuring it out as we go. The Global Frame is where we think out loud about all three, plainly, without an agenda.
Latest reads
Your AI Tools Are Keeping More Than You Think. Here’s What They Actually Do With It.
The AI privacy debate focuses on training data. The immediate risk is what you’re typing right…
The Net Worth Benchmarks Are Made Up. Here’s What Actually Tells You You’re on Track.
‘1x your salary by 30’ describes how to reach a median retirement outcome — not a…
Your Employer Put $4,000 on the Table. Most People Never Pick It Up.
The average employee leaves thousands in benefits unused annually: uncaptured 401k match, FSA forfeitures, tuition reimbursement,…
SMS Two-Factor Authentication Has a Real Hole. Here’s What Actually Protects You.
SIM swapping bypasses SMS-based 2FA in minutes with a phone call to your carrier. Here’s the…
The Health Insurance Choice Costing Healthy Americans Thousands Every Year
HDHP vs PPO in 2026: generally healthy people systematically overpay for PPO coverage by $1,200-$3,600 a…
The Non-Compete Agreement Is a Paper Tiger. Here’s What the Law Actually Says.
California, Minnesota, North Dakota, and Oklahoma have banned non-competes outright. Courts regularly throw out overbroad agreements…
