The IRA contribution limit in 2026 is $7,000. The Solo 401(k) contribution limit is $69,000. Both are available to self-employed people. Most freelancers, consultants, and side business owners are using…
The peak was October 2023. The Fed funds rate hit 5.5% and online banks were competing aggressively for deposits — Marcus, Ally, CIT, Discover all pushing rates above 5% to…
The standard framing of this question — “Roth if you expect higher taxes in retirement, Traditional if you expect lower” — sounds like advice. It’s actually a placeholder for advice,…
The confusion around remote work deductions runs in both directions — people miss real ones and claim ones they don’t qualify for. If you receive a W-2, you almost certainly…
The thing that makes high earners hesitate when they first hear about this strategy: It sounds like a workaround. Something that technically works but might get flagged, might get challenged,…
I’ve been paying attention to the tax changes that came out of the One Big Beautiful Bill — the legislation Congress passed on July 4th, 2025 — and most of…
There was a specific window — roughly mid-2023 through mid-2024 — when putting money in a high-yield savings account was genuinely one of the better financial decisions available to most…
I mixed personal and business transactions in a single checking account for the first few months of running The Global Frame. It felt fine until I sat down to file…
The part that gets lost in most coverage of this story: the $600 1099-K threshold wasn’t some IRS overreach. It was a law. Congress passed it in March 2021 as…
I’ve heard some version of this at almost every family gathering I can remember. The concern is genuine — it comes from people who watched homeownership build wealth for a…
