There’s a conversation I’ve been watching play out in personal finance coverage since the OBBBA was signed last July, and it’s almost entirely backwards. Most articles flagged the new 0.5%…
I’ve noticed something in conversations about personal finance: people who spend serious time thinking about their 401(k) allocation, their Roth conversion strategy, and whether they should dollar-cost average into index…
As of this week, Jerome Powell is running out of time at the Federal Reserve. His term as chair ends May 15. The Senate Banking Committee voted April 29 to…
The question keeping millions of prospective buyers frozen: when are rates coming back down to 3%? The honest answer, based on what economists and monetary policymakers are currently projecting, is…
Most coverage of the One Big Beautiful Bill fixated on the headline provisions. The SALT cap expansion got buried. That’s the one that actually matters if you live in a…
I’ve been watching the tariff coverage closely since early 2025 and noticed something that I think is causing more confusion than the tariffs themselves: the numbers being cited are wildly…
Part 10 of the Rational Compounding Framework Somewhere in the past decade, financial content stopped being about building wealth and became about maintaining engagement. The two goals are not compatible.…
Part 9 of the Rational Compounding Framework There’s a debate that runs through personal finance content that I think is mostly a waste of time: should you focus on earning…
Part 8 of the Rational Compounding Framework Here’s something that took me an embarrassingly long time to understand: getting from zero to $1 million and getting from $1 million to…
Part 7 of the Rational Compounding Framework Most people manage their money the way they manage their inbox — reactively. They open the investment app when markets drop 8% and…
