Best High-Yield Savings Accounts 2026: Who Still Pays 5%+ APY
High-yield savings account rates peaked at 5.5% in 2023 and have been falling ever since. By 2026, most banks are paying 3.5-4.5%. Here's who still offers competitive rates, which accounts have hidden fees, and when you should stop parking cash in HYSAs and move to better alternatives.
